Finding an affordable place to live in Australia has become a top priority for many individuals and families, particularly as the cost of living in major cities such as Sydney and Melbourne continues to rise. However, beyond the bustling capitals, there are regional towns and smaller cities that offer a much lower cost of living without sacrificing quality of life. These locations combine budget-friendly housing with access to essential amenities, making them ideal for anyone looking to save on living expenses while still enjoying Australia’s diverse lifestyle. In this article, we explore the top 10 most affordable places to live in Australia.
10 Affordable Cities in Australia
1. Coober Pedy, South Australia

Known as Australia’s opal capital, Coober Pedy is famous for its underground homes designed to escape the desert heat. With median house prices around A$77K, it’s one of the cheapest places to buy property in the country. The town offers a unique lifestyle with a close-knit community, low living costs and job opportunities in mining and tourism.
2. Peterborough, South Australia

This charming railway town brings incredible affordability, with homes averaging A$200K. Residents enjoy a quiet, rural lifestyle while still being within reach of larger hubs like Adelaide. It’s ideal for retirees, families seeking a slower pace, and anyone looking to stretch their housing budget.
3. Charleville, Queensland

Set in Outback Queensland, Charleville is a friendly regional town with median house prices around A$165K and rents averaging A$250/week. Known for its relaxed lifestyle, it offers essential services, schools, and work in agriculture and local government.
4. Tara, Queensland

Tara is one of the most affordable spots in Queensland with homes around A$200K. The town has a strong sense of community, low crime rates, and basic amenities, making it perfect for anyone seeking peace and quiet at a very low cost.
5. Kambalda, Western Australia

Kambalda offers affordable housing (around A$180K) and is a popular choice for those working in WA’s mining industry. The town provides essential services and a strong community vibe, with plenty of outdoor activities nearby.
6. Rockhampton, Queensland

As one of Central Queensland’s major hubs, Rockhampton blends affordability with opportunity. Median house prices sit around A$370K, and the city offers diverse job markets in health, education and mining. With a thriving cultural scene and easy access to the Capricorn Coast, it’s a great option for families and professionals.
7. Shepparton, Victoria

Located in Victoria, Shepparton offers a balance of affordability and amenities. With median house prices between A$380K-A$460K, it’s a fraction of Melbourne’s cost while still providing schools, healthcare, and cultural attractions. Jobs are plentiful in agriculture, food processing and healthcare.
8. Devonport, Tasmania

A gateway to Tasmania’s north, Devonport is an affordable coastal town. Median house prices are around A$470K, with good schools, a relaxed lifestyle, and access to nature. It’s an excellent choice for families, retirees, and anyone seeking the sea.
9. Murray Bridge, South Australia

Located on the Murray River, Murray Bridge offers a scenic setting with median house prices around A$500K. The town has growing job opportunities in manufacturing and logistics, making it attractive to both families and new migrants.
10. Geraldton, Western Australia

Geraldton is a coastal city offering affordable housing (around A$450K) and a strong regional economy. It boasts great beaches, schools, and services, making it a good balance between city living and a relaxed coastal lifestyle.
Choosing the right place to live is one of the most important steps when moving to Australia. At IMM Consult, we help you navigate every stage of your migration journey, from securing visas to finding the right city or town to start your new life. With our expert guidance, you can make an informed decision about where to live based on your budget, career goals and lifestyle needs.